Assumptions Rates are subject to credit evaluation. Actual rates and points may vary.
Earn an Owners Dividend Receive a percentage of the interest you pay on your ESL mortgage from a yearly Owners Dividend cash bonus. It's our unique way of saying Thanks For Your Business.
Pre-qualify yourself Find out the mortgage amount that you can afford before you shop. Click here to use our mortgage calculators. Or, call an ESL Mortgage Originator at 585-336-1502 or 800-352-6669 to get pre-qualified before you shop for a home.
No Closing Cost Option Save thousands of dollars on out of pocket closing cost expenses with an ESL No Closing Cost mortgage. Select from fixed or adjustable rate programs.
Loan Servicing you can trust In our 80 year history, we have never transferred the servicing of our mortgages. You can be assured of dealing with people who care about your relationship and continued satisfaction. You can even check the status of your payment history and balance online.
Equal Housing Lender We Do Business In Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act Copyright 1998-2006 Mortgagebot LLC and ESL Federal Credit Union All rights reserved